COMPANIES

PCA Physician Application

PCA Entity Application

_{Professional Casualty Association (PCA) is a
reciprocal exchange founded to restore financial protection and security to Pennsylvania's practicing physicians and their
corporations.
-PCA offers Claims-Made type of policies.
-PCA will cover "prior acts" meaning you do not
have to purchase a "tail" from your prior carrier to secure a policy with PCA.
-PCA believes that Fighting
Back is good business as it discourages frivolous lawsuits.
-PCA maintains reinsurance through an "A" rated
carrier.
-PCA does not require subscription or application fees.
-PCA has never had a rate increase!}

PaPRI Physician Application

PaPRI Entity Application

_{-PaPRI is a Pennsylvania licensed and admitted carrier
who offers both Claims-Made and Occurrence policies to PA physicians and their corporations.
-PaPRI's policy includes,
at no extra cost, additional defense limits for Medicare/Medicaid actions, licensing actions and EPLI defense.
-PaPRI
offers "prior acts" for those looking to transfer their claims-made policy from another carrier.
-PaPRI's free
tail provisions are among the most generous in the business.
-PaPRI does not require capital contribution or subscription
fees in order to obtain insurance with them.}

HPIX Physician Application

_{HPIX is a reciprocal exchange that is in the business of putting good doctors
first.
HPIX is a domestic Pennsylvania insurer which is funded by participating healthcare providers and is reinsured
by A-rated carriers.
HPIX provides an alternative source of med mal insurance for physicians in Pennsylvania.
HPIX
has been able to stabilize the cost of insurance through sound underwriting, risk management and innovative claims defense.
HPIX offers "prior acts" coverage which allows physicians to shift their present "claims-made" policy
over to PaHPIX without first purchasing a "tail".
HPIX offers a variety of discounts and benefits to their
insureds.
HPIX, through sound management, has been able to offer extremely competitive premium rates for Pennsylvania
physicians.}

_{Physicians Insurance Program Exchange (PIPE)
-PIPE is a Pennsylvania
licensed and admitted carrier.
-PIPE offers both Occurrence and Claims-Made policies.
-PIPE offers a "pre-paid"
conversion program allowing your current claims-made policy to convert to an occurrence policy in 5 years.
-PIPE offers
prior acts coverage enabling physicians to shift their coverage to PIPE without first purchasing a tail.}

^{-Crum & Forster is rated (A) by the A. M. Best Company.}
^{-Crum & Forster is licensed on an admitted basis in numerous states}
^{-Crum & Forster is nationally recognized as a preferred physician
professional liability program.}
^{-Crum
& Forster insures uniquely selected physicians to help ensure that your premium dollars
are not subsidizing high risk groups or individuals.}
^{-Crum
& Forster offers claims made policies to Pennsylvania physicians and their professional corporations.}
^{Crum & Forster also offers:}
^{Flexible payment plan - interest free payments - credit card payments
- electronic payment discounts - flexible billing dates - 24 hour turn around for completed applications - medical license
coverage - HIPPA legal defense coverage - Medicare/Medicaid legal defense coverage - legal defense outside of the policy limits
- non assessable policy - 24 hour secure web access.}

Positive is a physician driven but professionally managed malpractice insurance organization, dedicated to providing stable, affordable and long-term liability protection for its policyholders.
Positive is a Pennsylvania domiciled as is regulated by the Pa. Department of Insurance.
Positive is commited to controlling expenses in order to maximize efficiency and keep premiums down.
Positive offers excellent risk management programs designed to help practices recognize potential risks.